Traditional Finance: Ex. 10% down at 5 year term ($700 down <$135/ month) for Mode Concert Standard US Shipping.
Requires good credit (650+) and income verification for borrower or co-applicant / co-signer. (other loan costs “fine print” are included in the above estimate $value Ex.) There is a $30 application fee. Rates were 7.5% on 4/1/19. Fixed rate and variable rate options. (we have the forms). Contact us here if your interested in this option. Similar to the above example, we have heard good feedback from our customers who worked with a local credit union with walk in service, Simply walk in and talk with a loan representative and tell them what you want to do. They want to provide you a competitive loan if they can. They also can work with co-signers.
Rent to Own (RTO):
No credit check required. Sometimes the cost of not having an instrument is more than the cost of borrowing. If you need an instrument now to accomplish your goals…….We have an option. The sooner you can pay off the principle balance, the better this option is.
Down payment required. Identity verification required, ACH bank account authorization and verification for monthly payment required. Fill out the order form here.
The following table is a break down of payment and fees with different down payment options. Click here to review the Rent to Own terms.